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At ACMA we believe that growth should be measured by more than increasing turnover. For an Irish SME, growing sales without understanding gross margin can create additional pressure on cash flow, staff and working capital. Before committing to further expansion, business owners should take a close l…

At ACMA we believe effective tax planning is about more than preparing for a tax bill. For Irish SMEs, reviewing the business’s tax position before the end of 2026 can help identify available reliefs, manage cash flow and ensure important decisions are made with the tax consequences properly underst…

We here at ACMA believe that growth is one of the most important goals for any ambitious SME, but growth does not automatically create financial strength. Increasing sales, taking on employees, opening new premises or entering new markets can all require significant investment before the additional…

We here at ACMA believe that tax planning should be part of an SME’s wider financial planning rather than something left until a payment deadline arrives. For Irish businesses, reviewing upcoming tax liabilities before year end can provide greater clarity over cash flow, reduce the risk of unexpecte…

We here at ACMA believe that winning a major customer can be an important milestone for an SME, but a large contract is not automatically a profitable one. Before signing, businesses should look beyond the headline value and understand the impact on margins, cash flow, working capital, resources and…

We here at ACMA believe that employment costs deserve much closer attention than simply looking at the salary paid to each employee. For Irish SMEs, the true cost of employment can include employer PRSI, pension contributions, benefits, recruitment, training, leave and other employment-related expen…

At ACMA we believe that financial resilience is an important part of running a successful business. An emergency fund can give an Irish SME greater flexibility when unexpected costs arise, customers pay late or trading conditions change. In 2026, where businesses continue to face changing costs, fin…

At ACMA we believe that VAT should be considered as part of a business’s growth strategy, rather than treated solely as a compliance obligation. As an Irish SME expands, changes in turnover, customers, products, suppliers and trading arrangements can all affect its VAT position. Reviewing this befor…

At ACMA we believe borrowing can be an important part of growing an Irish business, funding investment or managing a major opportunity. However, taking on significant debt is a decision that can affect cash flow, profitability and financial flexibility for years. Before committing to a major busines…

At ACMA we believe that employee benefits can play an important role in attracting and retaining good people, particularly in a competitive employment market. However, the cost of benefits and perks can extend well beyond the headline figure. For Irish SMEs, understanding the full financial, payroll…